Ready to Purchase Your Home?
We’re here to help you purchase the home of your dreams. We know that buying a home is one of the most important decisions you will make. Few things give you more pride than owning your own home, and you will probably make no greater single investment in your lifetime. We want to help you make that dream come true. There are many different types of loan programs you can choose from, and the best loan program for your neighbor may be different than the one that is right for you. From getting pre-approved to finding the perfect home, understanding the home buying process can help give you peace of mind. So can partnering with a mortgage lender you can trust. Put our expertise to work for you. Whether you’re building or buying your home, Acrisure Mortgage is here to help you along the way!
1. Get Pre-Approved
The first step is getting pre-approved. Pre-approval for your home loan considers your household income and payment history before determining how much of a loan you qualify for. Online pre-approval applications like Our App have become a simple and secure way to qualify.
Home buyers can qualify for a variety of loan programs, and there are different types of loan programs you can choose from. Choosing the loan that’s best for you takes time, knowledge, and experience.
2. Find Your Home
Once you’ve been pre-approved for your loan, it’s time to start shopping! You can decide whether to build your home or buy a home that’s already on the market, and work with a real estate agent or new home builder to help you find the perfect fit. Once you’ve found your home, it’s time for you to make an offer.
3. Loan Process
Once your offer has been accepted, it’s time for Acrisure Mortgage to get to work! Your loan application is reviewed to make sure all the required documents for your loan are in. Most buyers will schedule a home inspection to audit the condition of the house in case there are any issues. Appraisal will also happen during this time, conducted by an independent third party to establish the market value of the home, ensuring that the house is worth the value that you are paying for it.
Finally, your loan application is verified by an Underwriter, who performs a detailed analysis of your financing and your loan’s requirements. You may need to provide documentation, so it’s a good idea to keep a folder of all your files together. Creating a smooth process will help your loan paperwork flow more efficiently, bringing you closer to closing day!
4. Welcome Home
You’re almost there! Once your home and loan are ready, Acrisure Mortgage provides you with all the final details you need, such as the final closing disclosure, what to bring to your closing, and how much money is needed at the closing. All that’s left is signing the final loan documents and receiving the keys to your house. Welcome home!
Mortgage Resources
Learn more about mortgages, loan programs, and the loan process on our Mortgage Resources page.
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Learn More About Mortgages
Mortgage Numbers That Matter
Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for. Let’s learn more about the mortgage numbers that matter.
How to Use a Mortgage Calculator
Mortgage calculators are a fast and easy way to learn about what your potential mortgage would look like. Use ours to help determine your estimated monthly mortgage.
Your Mortgage Checklist
The paperwork required for a mortgage doesn’t have to overwhelm you. To help you organize the personal documents needed to obtain a home loan, we’ve put together a list of information that is typically required during the loan process.
