Purchase

Ready to Purchase Your Dream Home?

We’re here to help you purchase the home of your dreams. We know that buying a home is one of the most important decisions you will make. Few things give you more pride than owning your own home, and you will probably make no greater single investment in your lifetime.

We want to help you make that dream come true. There are many different types of loan programs you can choose from, and the best loan program for your neighbor may be different than the one that is right for you.

From getting pre-approved to finding the perfect home, understanding the home buying process can help give you peace of mind. So can partnering with a mortgage lender you can trust. Put our expertise to work for you. Whether you’re building or buying your home, Acrisure Mortgage is here to help you along the way!

The Purchasing Process

Understanding the steps of the home purchase process helps make the journey less overwhelming and more manageable. From securing pre-approval to signing the final papers on closing day, each stage plays a crucial role in getting you into your new home with confidence.

The first step is getting pre-approved. Pre-approval for your home loan considers your household income and payment history before determining how much of a loan you qualify for. Online pre-approval applications like ours have become a simple and secure way to qualify.

Home buyers can qualify for a variety of loan programs, and there are different types of loan programs you can choose from. Choosing the loan that’s best for you takes time, knowledge, and experience.

Once you’ve been pre-approved for your loan, it’s time to start shopping! You can decide whether to build your home or buy a home that’s already on the market, and work with a real estate agent or New Home Builder to help you find the perfect fit. Once you’ve found your home, it’s time for you to make an offer.

Once your offer has been accepted, it’s time for Acrisure Mortgage to get to work! Our team will walk you through each step of the application, processing, underwriting, and closing. Check out our Loan Process blog to get a jump start on what to expect!

Most buyers will schedule a home inspection to audit the condition of the house in case there are any issues. Appraisal will also happen during this time, conducted by an independent third party to establish the market value of the home, ensuring that the house is worth the value that you are paying for it.

You’re almost there! Once your home and loan are ready, Acrisure Mortgage provides you with all the final details you need, such as the final closing disclosure, what to bring to your closing, and how much money is needed at the closing. All that’s left is signing the final loan documents and receiving the keys to your house. Welcome home!

Mortgage Resources

Refinance

Update your loan terms

Renovate

Refresh your home

Calculators

Crunch the numbers

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what people say

See why 95% of our clients would recommend us to friends and family.

We could not ask for a better mortgage company. We really appreciate how smooth and easy the process was to close on our new home.
David G.
I felt supported and informed all the way through the (for me) confusing and somewhat lengthy process. Everything worked out as agreed with transparency and integrity.
Marlene S.
The absolute best customer service! I have purchased 7 homes and I wish I had chosen Acrisure Mortgage Direct every single time. They got my file cleared to close in just 9 days.
Douglas G.
I am beyond words grateful for this team. They are a very hard working company who will go above and beyond to try to help, assist and make your home purchase not just a dream but a reality!
Daun S.
Amazing team all around! Knowledgeable, communicative, and always so kind. We cannot recommend this team enough.
Suzanne H.
Acrisure Mortgage Direct did a great job on saving me money on my refinance. I lowered my mortgage payment by almost $500 thanks to the great rate they offered.
Yvette C.

Questions About Home Buying?

Talk to one of our mortgage professionals to learn more about financing your new home today.

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Featured Articles

Mortgage Numbers That Matter

Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for. Let’s learn more about the mortgage numbers that matter.

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Your Mortgage Checklist

The paperwork required for a mortgage doesn’t have to overwhelm you. To help you organize the personal documents needed to obtain a home loan, we’ve put together a list of information that is typically required during the loan process.

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